🏠 Home Loan Balance Transfer Analysis
Enter existing loan in A · Use fixed or custom rate in B & C · D shows SIP projection
🔒 Default New Rate: 7.15% p.a.
A
Existing Loan Structure
Edit your current loan details
Interest Rate (% p.a.)
%
Tenure (months)
mo
Outstanding Amount (₹)
₹
Auto Calculated
Monthly EMI—
Total Interest Payable—
B
EMIs Retained · Tenure Reduced
Same EMI, shorter loan period
New Interest Rate
FIX
🔒 Rate Applied
7.15%
Loan Amount—
EMI (Same as A)—
New Tenure—
Total Interest Payable—
EMIs Saved
—
fewer monthly payments
Interest Saved (A−B)—
C
EMIs Reduced · Tenure Same
Lower payments, same duration
New Interest Rate
FIX
🔒 Rate Applied
7.15%
Loan Amount—
Tenure (Same as A)—
New Monthly EMI—
Total Interest Payable—
Monthly EMI Reduction
—
saved every month
Interest Saved (A−C)—
D
SIP Wealth Builder
Invest your EMI savings @ 12% p.a.
🔒 SIP Return Rate: 12%
Monthly SIP (₹) (auto from C savings)
₹
Duration (months)
mo
Annual Return Rate
%
SIP Results
Total Invested—
Est. Corpus—
Total Gain—
⏱️ Scenario B — Tenure Reduction Savings
Rate Used—
EMIs Saved—
Interest Saved (A − B)—
💸 Scenario C — EMI Reduction Savings
Rate Used—
Monthly EMI Reduction—
Interest Saved (A − C)—